Legal
Clear rules are
a form of respect.
We explain in plain language how Lumi treats your data, your money and your content.
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Privacy Policy
How Lumi collects, uses, stores, shares and protects your personal information, and how you can view, export, correct and delete it.
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Terms of Service
The agreement between you and XicoAI for using Lumi — your account, your content, AI features, paid plans, termination and disputes.
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AI Service Terms
What Lumi's AI does, which data it uses and which model providers receive it, and the limits, labeling and rules for AI-generated content.
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Subscription & Auto-Renewal Terms
Lumi plans and prices, how tokens work, auto-renewal and how to cancel, refunds, and changing plans.
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Personal Information Collection List
Every piece of personal information Lumi collects, by feature, with its purpose and how it is collected, plus every device permission Lumi asks for.
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Third-Party Sharing & SDK List
Every third-party provider and SDK Lumi uses, with what each one does, what it receives, why, where it processes data, and which are not in use yet.
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Delete Your Account
How to delete your Lumi account, what to do first, how to restore it during the 7-day cooling-off period, and what is deleted and when.
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Children's Privacy
Lumi is not for children. This page explains the minimum ages for Lumi and its AI features, guardian consent for minors, and how guardians can reach us.
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Cookies & Local Storage Notice
The website uses no cookies, and the web app uses browser storage only to keep you signed in and work offline. No ad cookies, no cross-site tracking.